Business Budget Fundamentals

A practical eight-month programme starting September 2025 for business owners who want to understand their numbers without drowning in spreadsheets.

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What We'll Cover

Six core modules designed around real business scenarios. We focus on what actually matters when you're running a company in the UK market.

01

Reading Financial Statements

Learn to spot what's working and what needs attention in your P&L, balance sheet, and cash flow reports.

02

Building Realistic Forecasts

Create forecasts that help you plan rather than just guess. We'll work with your actual business data.

03

Cash Flow Management

Understand where money goes and how to avoid those stressful moments when bills arrive unexpectedly.

04

Cost Analysis Methods

Figure out which expenses drive value and which ones just drain resources without much return.

05

VAT and Tax Planning

Navigate UK tax requirements with confidence and plan for quarterly obligations without panic.

06

Growth Budgeting

Plan for expansion sensibly, whether that's hiring, new equipment, or entering different markets.

Programme Timeline

September 2025 – Intake Opens

Applications open in early September. We accept 18 participants per cohort to maintain quality discussion and individual attention during sessions.

October 2025 – Programme Begins

First session starts mid-October. We meet twice monthly for three-hour workshops, alternating between weekday evenings and Saturday mornings.

October 2025 – May 2026

Core learning phase with practical assignments between sessions. Expect to spend about four hours per week reviewing materials and working through exercises.

June 2026 – Completion

Final project presentations where you'll share your business budget framework. Many participants continue meeting informally after the programme ends.

Thaddeus Bramwell programme instructor

Led by Thaddeus Bramwell

Thaddeus spent twelve years working with SMEs across Reading and the surrounding area. He noticed that many capable business owners struggled not because they lacked ambition, but because financial planning felt overwhelming.

After running finance operations for a mid-sized manufacturing company, he shifted focus to education. He prefers straightforward explanations over technical jargon and believes that budget management should feel practical rather than theoretical.

"Most business owners already have good instincts. My job is helping them translate those instincts into numbers that actually guide decision-making."

Hands-On Learning Approach

We don't believe in passive lectures. Each session involves working through real budget challenges similar to what you face in your business. You'll leave with templates, frameworks, and confidence.

Between sessions, you'll apply what you've learned to your own company's finances. Bring questions, share obstacles, and get feedback from both the instructor and fellow participants who understand the realities of running a business.

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Interactive workshop session with business owners